/* =========================================================
   Payandserve theme — main stylesheet
   ========================================================= */

:root{
  --bg: #0b1020;
  --surface: #ffffff;
  --surface-alt: #f6f8ff;
  --text: #0e1330;
  --text-muted: #5a6385;
  --line: #e7eaf3;

  --brand: #1f4dff;
  --brand-2: #00c2a8;
  --brand-3: #6a5cff;
  --brand-grad: linear-gradient(135deg, #1f4dff 0%, #6a5cff 50%, #00c2a8 100%);

  --radius-lg: 22px;
  --radius-md: 14px;
  --radius-sm: 10px;

  --shadow-lg: 0 30px 60px -20px rgba(31, 77, 255, .25), 0 10px 30px -10px rgba(15, 21, 48, .15);
  --shadow-md: 0 14px 30px -10px rgba(15, 21, 48, .15);

  --container: 1180px;
  --header-h: 72px;
}

*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{
  margin:0;
  font-family:'Plus Jakarta Sans','Inter',system-ui,-apple-system,Segoe UI,Roboto,sans-serif;
  color:var(--text);
  background:var(--surface);
  line-height:1.55;
  -webkit-font-smoothing:antialiased;
}
img{max-width:100%;display:block;height:auto}
a{color:inherit;text-decoration:none}
button{font-family:inherit;cursor:pointer}
.container{width:min(100% - 32px, var(--container));margin-inline:auto}
.screen-reader-text{position:absolute;left:-9999px}

.grad-text{background:var(--brand-grad);-webkit-background-clip:text;background-clip:text;color:transparent}
.muted{color:var(--text-muted)}
.eyebrow{display:inline-block;font-size:.78rem;font-weight:700;letter-spacing:.14em;text-transform:uppercase;color:var(--brand);background:rgba(31,77,255,.08);padding:6px 12px;border-radius:999px;margin-bottom:14px}

/* ============= BUTTONS ============= */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;padding:14px 22px;border-radius:12px;border:1px solid transparent;font-weight:700;font-size:.98rem;transition:transform .15s, box-shadow .2s, background .2s;white-space:nowrap}
.btn-sm{padding:10px 16px;font-size:.9rem}
.btn-primary{background:var(--brand-grad);color:#fff;box-shadow:0 12px 26px -10px rgba(31,77,255,.55)}
.btn-primary:hover{transform:translateY(-2px);box-shadow:0 18px 36px -10px rgba(31,77,255,.6)}
.btn-ghost{background:transparent;color:var(--text);border:1px solid var(--line)}
.btn-ghost:hover{border-color:var(--brand);color:var(--brand)}
.btn-block{width:100%}

/* ============= TICKER ============= */
.ps-ticker{background:linear-gradient(90deg,#0e1330,#1a2240);color:#fff;font-size:.92rem;overflow:hidden}
.ps-ticker-wrap{display:flex;align-items:center;gap:14px;padding:10px 0}
.ps-ticker-label{background:var(--brand-grad);padding:4px 12px;border-radius:99px;font-weight:700;font-size:.78rem;letter-spacing:.12em;text-transform:uppercase;white-space:nowrap}
.ps-ticker-track{flex:1;overflow:hidden;white-space:nowrap}
.ps-ticker-track span{display:inline-block;padding-left:100%;animation:ticker 30s linear infinite}
@keyframes ticker{from{transform:translateX(0)}to{transform:translateX(-100%)}}

/* ============= HEADER ============= */
.site-header{position:sticky;top:0;z-index:50;backdrop-filter:saturate(160%) blur(14px);background:rgba(255,255,255,.78);border-bottom:1px solid transparent;transition:.2s}
.site-header.scrolled{border-bottom-color:var(--line);background:rgba(255,255,255,.92)}
.nav-wrap{height:var(--header-h);display:flex;align-items:center;justify-content:space-between;gap:24px}
.brand{display:flex;align-items:center;gap:10px;font-weight:800;letter-spacing:-.01em}
.brand-mark{display:inline-grid;place-items:center;width:36px;height:36px;border-radius:10px;background:var(--brand-grad);color:#fff;font-weight:800;font-size:.85rem;box-shadow:0 8px 18px -6px rgba(31,77,255,.6)}
.brand-name{font-size:1.1rem}
.custom-logo-link img{max-height:48px;width:auto}
.nav .ps-menu{list-style:none;padding:0;margin:0;display:flex;gap:22px;flex-wrap:wrap}
.nav .ps-menu a{font-weight:500;font-size:.95rem;color:var(--text);position:relative;padding:6px 0}
.nav .ps-menu a:hover{color:var(--brand)}
.nav .ps-menu a::after{content:"";position:absolute;left:0;bottom:0;height:2px;width:0;background:var(--brand-grad);transition:width .2s;border-radius:2px}
.nav .ps-menu a:hover::after{width:100%}
.nav-cta{display:flex;align-items:center;gap:10px}
.nav-toggle{display:none;width:42px;height:42px;border-radius:10px;border:1px solid var(--line);background:#fff;flex-direction:column;justify-content:center;align-items:center;gap:5px}
.nav-toggle span{display:block;width:18px;height:2px;background:var(--text);border-radius:2px;transition:.2s}
.nav-toggle[aria-expanded="true"] span:nth-child(1){transform:translateY(7px) rotate(45deg)}
.nav-toggle[aria-expanded="true"] span:nth-child(2){opacity:0}
.nav-toggle[aria-expanded="true"] span:nth-child(3){transform:translateY(-7px) rotate(-45deg)}

/* ============= HERO ============= */
.hero{position:relative;overflow:hidden;padding:80px 0 60px}
.hero-bg{position:absolute;inset:-10% -5% auto -5%;height:80%;background:radial-gradient(60% 60% at 20% 20%, rgba(31,77,255,.18), transparent 60%),radial-gradient(50% 50% at 80% 10%, rgba(0,194,168,.18), transparent 60%),radial-gradient(50% 60% at 60% 80%, rgba(106,92,255,.12), transparent 65%);z-index:-1;filter:blur(2px)}
.hero-grid{display:grid;grid-template-columns:1.1fr .9fr;gap:50px;align-items:center}
.hero-copy h1{font-size:clamp(2.1rem,4.2vw,3.6rem);line-height:1.08;letter-spacing:-.02em;margin:14px 0 18px;font-weight:800}
.lead{font-size:1.1rem;color:#3a4366;max-width:560px}
.hero-ctas{display:flex;gap:12px;margin:26px 0 22px;flex-wrap:wrap}
.hero-points{list-style:none;padding:0;margin:18px 0 0;display:flex;flex-wrap:wrap;gap:18px;color:var(--text-muted);font-weight:500}
.hero-points .dot{display:inline-block;width:8px;height:8px;border-radius:50%;background:var(--brand-grad);margin-right:8px;vertical-align:middle}

/* ============= SLIDER ============= */
.ps-slider{position:relative;overflow:hidden;border-radius:var(--radius-lg);margin:30px 0}
.ps-slider-track{display:flex;transition:transform .6s ease}
.ps-slide{flex:0 0 100%;position:relative;min-height:360px;display:grid;place-items:center;text-align:center;color:#fff;padding:60px 30px;background:linear-gradient(135deg,#1f4dff,#6a5cff,#00c2a8)}
.ps-slide.has-img{background:#0e1330}
.ps-slide-img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;opacity:.55}
.ps-slide-body{position:relative;z-index:2;max-width:760px}
.ps-slide-body h2{font-size:clamp(1.6rem,3vw,2.4rem);margin:0 0 10px}
.ps-slide-body p{font-size:1.05rem;opacity:.92;margin:0 0 18px}
.ps-slider-dots{position:absolute;left:0;right:0;bottom:18px;display:flex;justify-content:center;gap:8px;z-index:3}
.ps-slider-dots button{width:10px;height:10px;border-radius:50%;border:0;background:rgba(255,255,255,.5)}
.ps-slider-dots button.active{background:#fff}
.ps-slider-controls button{position:absolute;top:50%;transform:translateY(-50%);width:44px;height:44px;border-radius:50%;border:0;background:rgba(255,255,255,.85);color:var(--brand);font-size:1.4rem;font-weight:700;z-index:3;cursor:pointer}
.ps-slider-controls .prev{left:14px}
.ps-slider-controls .next{right:14px}

/* ============= QUICK QUOTE / EMI CARD ============= */
.hero-card{position:relative;background:#fff;border-radius:var(--radius-lg);padding:28px;box-shadow:var(--shadow-lg);border:1px solid var(--line)}
.card-glow{position:absolute;inset:-2px;border-radius:calc(var(--radius-lg) + 2px);background:var(--brand-grad);z-index:-1;filter:blur(22px);opacity:.35}
.quick-quote h3{margin:0 0 4px;font-size:1.3rem}
.quick-quote label{display:block;margin:14px 0 8px;font-weight:600;font-size:.9rem;color:#404a6e}
.range-wrap input[type=range]{width:100%}
.range-vals{display:flex;justify-content:space-between;font-size:.82rem;color:var(--text-muted);margin-top:6px}
.range-vals strong{color:var(--text);font-size:.95rem}
.quote-result{margin-top:18px;display:grid;grid-template-columns:1fr 1fr;gap:14px;padding:16px;border-radius:12px;background:var(--surface-alt)}
.quote-result strong{display:block;font-size:1.15rem;margin-top:4px}

/* Range slider */
input[type=range]{-webkit-appearance:none;appearance:none;height:6px;background:#e3e7f5;border-radius:99px;outline:none}
input[type=range]::-webkit-slider-thumb{-webkit-appearance:none;appearance:none;width:22px;height:22px;border-radius:50%;background:#fff;border:3px solid var(--brand);box-shadow:0 6px 14px -4px rgba(31,77,255,.5);cursor:pointer;transition:transform .15s}
input[type=range]::-webkit-slider-thumb:hover{transform:scale(1.08)}
input[type=range]::-moz-range-thumb{width:22px;height:22px;border-radius:50%;background:#fff;border:3px solid var(--brand);cursor:pointer}

/* Trust strip */
.trust-strip{margin-top:50px;display:flex;flex-wrap:wrap;justify-content:space-between;gap:14px;padding:18px 24px;border-radius:14px;background:var(--surface-alt);color:var(--text-muted);font-weight:600;font-size:.92rem}

/* ============= STATS ============= */
.stats{padding:30px 0 60px}
.stats-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:18px}
.stat{text-align:center;padding:26px 18px;border-radius:var(--radius-md);background:linear-gradient(180deg,#fff,#f4f7ff);border:1px solid var(--line)}
.stat h2{font-size:clamp(1.9rem,3.4vw,2.6rem);margin:0 0 4px;font-weight:800;background:var(--brand-grad);-webkit-background-clip:text;background-clip:text;color:transparent}
.stat p{margin:0;color:var(--text-muted);font-weight:500}

/* ============= SECTIONS ============= */
.section{padding:90px 0}
.section-alt{background:var(--surface-alt)}
.section-head{text-align:center;max-width:760px;margin:0 auto 50px}
.section-head.left{text-align:left;margin:0 0 30px}
.section-head h2,.section-head h1{font-size:clamp(1.8rem,3.4vw,2.6rem);margin:8px 0 12px;letter-spacing:-.02em;line-height:1.15;font-weight:800}

/* ============= PRODUCTS / CARDS ============= */
.product-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}
.product-card{position:relative;background:#fff;border:1px solid var(--line);border-radius:var(--radius-lg);padding:28px;transition:.2s;overflow:hidden}
.product-card:hover{transform:translateY(-6px);box-shadow:var(--shadow-lg);border-color:transparent}
.product-card.featured{background:linear-gradient(180deg,#fff,#f4f5ff);border-color:rgba(31,77,255,.25)}
.product-icon{font-size:1.8rem;width:56px;height:56px;border-radius:14px;display:grid;place-items:center;background:var(--surface-alt);margin-bottom:14px}
.product-card h3{margin:0 0 8px;font-size:1.2rem}
.product-card ul{padding-left:18px;margin:14px 0 18px;color:var(--text-muted);font-size:.95rem}
.product-card ul strong{color:var(--text)}
.product-thumb{display:block;border-radius:var(--radius-md);overflow:hidden;margin-bottom:14px}
.product-thumb img{width:100%;height:200px;object-fit:cover}
.link-arrow{font-weight:700;color:var(--brand);border-bottom:1px dashed rgba(31,77,255,.3);padding-bottom:2px;transition:.2s}
.link-arrow:hover{color:var(--brand-2);border-color:var(--brand-2)}
.ribbon{position:absolute;top:18px;right:-34px;background:var(--brand-grad);color:#fff;font-size:.72rem;font-weight:700;letter-spacing:.08em;padding:5px 40px;transform:rotate(35deg);text-transform:uppercase}

/* ============= STEPS ============= */
.steps{list-style:none;padding:0;margin:0;display:grid;grid-template-columns:repeat(4,1fr);gap:22px}
.steps li{background:#fff;border:1px solid var(--line);padding:28px 22px;border-radius:var(--radius-lg);position:relative}
.step-num{display:inline-grid;place-items:center;width:42px;height:42px;border-radius:12px;background:var(--brand-grad);color:#fff;font-weight:800;margin-bottom:14px}
.steps h4{margin:0 0 6px;font-size:1.1rem}
.steps p{margin:0;color:var(--text-muted)}

/* ============= CALCULATOR ============= */
.calc-wrap{display:grid;grid-template-columns:1fr 1.1fr;gap:50px;align-items:center}
.calc-card{background:#fff;border:1px solid var(--line);border-radius:var(--radius-lg);padding:32px;display:grid;grid-template-columns:1fr 1fr;gap:32px;box-shadow:var(--shadow-md)}
.calc-controls .control + .control{margin-top:22px}
.control-head{display:flex;justify-content:space-between;align-items:center;margin-bottom:10px}
.control-head label{font-weight:600;color:#404a6e}
.calc-result{display:flex;flex-direction:column;gap:18px;align-items:center;text-align:center}
.ring{position:relative;width:200px;height:200px}
.ring svg{width:100%;height:100%;transform:rotate(-90deg)}
.ring-bg{fill:none;stroke:#e7eaf3;stroke-width:10}
.ring-fg{fill:none;stroke:var(--brand);stroke-width:10;stroke-linecap:round;stroke-dasharray:326;stroke-dashoffset:80;transition:stroke-dashoffset .4s}
.ring-center{position:absolute;inset:0;display:grid;place-items:center;text-align:center}
.ring-center strong{display:block;font-size:1.6rem;font-weight:800;margin-top:2px}
.result-rows{width:100%;display:grid;gap:8px;text-align:left}
.result-rows > div{display:flex;justify-content:space-between;padding:10px 14px;border-radius:10px;background:var(--surface-alt)}

/* ============= ELIGIBILITY / FORMS ============= */
.two-col{display:grid;grid-template-columns:1fr 1fr;gap:50px;align-items:center}
.check-list{list-style:none;padding:0;margin:20px 0 0;color:#3a4366}
.check-list li{padding:6px 0;font-weight:500}
.elig-card,.apply-form,.contact-form,.partner-login-card{background:#fff;border:1px solid var(--line);border-radius:var(--radius-lg);padding:28px;box-shadow:var(--shadow-md)}
.elig-card h3,.apply-form h3,.contact-form h3,.partner-login-card h3{margin:0 0 14px}
.field{margin-bottom:14px}
.field label{display:block;font-weight:600;margin-bottom:6px;color:#404a6e;font-size:.92rem}
.field input,.field select,.field textarea{width:100%;padding:12px 14px;border:1px solid var(--line);border-radius:10px;font:inherit;font-size:.98rem;background:#fff;transition:.15s}
.field input:focus,.field select:focus,.field textarea:focus{outline:none;border-color:var(--brand);box-shadow:0 0 0 4px rgba(31,77,255,.12)}
.consent label{display:flex;gap:10px;font-weight:500;color:var(--text-muted);font-size:.9rem}
.elig-result{margin-top:14px;padding:14px;border-radius:10px;font-weight:600}
.elig-result.ok{background:rgba(0,194,168,.1);color:#0a8674}
.elig-result.no{background:rgba(255,122,0,.1);color:#a04a00}
.grid-2{display:grid;grid-template-columns:1fr 1fr;gap:14px}
.form-msg{margin-top:12px;font-weight:600}
.form-msg.ok{color:#0a8674}
.form-msg.err{color:#c63d3d}

/* ============= WHY ============= */
.why-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}
.why-card{background:#fff;border:1px solid var(--line);padding:26px;border-radius:var(--radius-lg);transition:.15s}
.why-card:hover{transform:translateY(-4px);box-shadow:var(--shadow-md)}
.why-icon{font-size:1.4rem;width:48px;height:48px;border-radius:12px;display:grid;place-items:center;background:var(--surface-alt);margin-bottom:12px}
.why-card h4{margin:0 0 6px}
.why-card p{margin:0;color:var(--text-muted)}

/* ============= TEAM ============= */
.team-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:22px}
.team-card{background:#fff;border:1px solid var(--line);border-radius:var(--radius-lg);overflow:hidden;text-align:center;transition:.2s}
.team-card:hover{transform:translateY(-4px);box-shadow:var(--shadow-md)}
.team-card img{width:100%;height:240px;object-fit:cover}
.team-body{padding:18px}
.team-body h4{margin:0 0 4px}
.team-role{color:var(--brand);font-weight:600;font-size:.92rem;margin:0}
.team-bio{color:var(--text-muted);margin-top:8px;font-size:.92rem}

/* ============= TESTIMONIALS ============= */
.testi-carousel{position:relative;overflow:hidden;border-radius:var(--radius-lg)}
.testi-track{display:flex;transition:transform .5s}
.testi{flex:0 0 100%;background:#fff;border:1px solid var(--line);padding:34px;border-radius:var(--radius-lg)}
.testi p{font-size:1.15rem;line-height:1.6;margin:0 0 16px;color:#26305b}
.testi footer{display:flex;flex-direction:column;gap:2px}
.testi footer strong{font-size:1rem}
.testi footer span{color:var(--text-muted);font-size:.9rem}
.testi-controls{position:absolute;top:12px;right:12px;display:flex;gap:8px}
.testi-controls button{width:40px;height:40px;border-radius:50%;border:1px solid var(--line);background:#fff;font-size:1.4rem;font-weight:700;color:var(--brand)}
.testi-controls button:hover{background:var(--brand);color:#fff;border-color:var(--brand)}

/* ============= GALLERY ============= */
.ps-gallery{display:grid;grid-template-columns:repeat(4,1fr);gap:14px}
.ps-gallery a{display:block;border-radius:var(--radius-md);overflow:hidden;aspect-ratio:1/1;background:var(--surface-alt)}
.ps-gallery img{width:100%;height:100%;object-fit:cover;transition:transform .4s}
.ps-gallery a:hover img{transform:scale(1.06)}

/* Lightbox */
.ps-lightbox{position:fixed;inset:0;background:rgba(8,12,30,.92);display:none;align-items:center;justify-content:center;z-index:9999;padding:30px}
.ps-lightbox.open{display:flex}
.ps-lightbox img{max-width:92vw;max-height:88vh;border-radius:10px}
.ps-lightbox-close{position:absolute;top:16px;right:18px;background:#fff;border:0;width:44px;height:44px;border-radius:50%;font-size:1.6rem;cursor:pointer}

/* ============= NEWS GRID ============= */
.news-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}
.news-card{background:#fff;border:1px solid var(--line);border-radius:var(--radius-lg);overflow:hidden;transition:.2s;display:flex;flex-direction:column}
.news-card:hover{transform:translateY(-4px);box-shadow:var(--shadow-md)}
.news-thumb{display:block;aspect-ratio:16/10;overflow:hidden}
.news-thumb img{width:100%;height:100%;object-fit:cover}
.news-body{padding:22px;display:flex;flex-direction:column;gap:8px;flex:1}
.news-body h3{margin:0;font-size:1.15rem;line-height:1.3}
.news-body p{color:var(--text-muted);margin:0}

.ps-pagination{margin-top:40px;text-align:center}
.ps-pagination .page-numbers{display:inline-block;padding:10px 14px;margin:0 4px;border-radius:10px;border:1px solid var(--line);color:var(--text);font-weight:600}
.ps-pagination .page-numbers.current,.ps-pagination .page-numbers:hover{background:var(--brand);color:#fff;border-color:var(--brand)}

/* ============= PROSE ============= */
.ps-prose{max-width:820px;margin:0 auto}
.ps-prose h1{font-size:clamp(2rem,3.4vw,2.8rem);margin:0 0 16px;letter-spacing:-.02em}
.ps-prose h2{margin-top:36px}
.ps-prose h3{margin-top:28px}
.ps-prose p,.ps-prose li{font-size:1.05rem;line-height:1.7}
.ps-prose a{color:var(--brand);font-weight:600;border-bottom:1px dashed rgba(31,77,255,.3)}
.ps-prose a:hover{color:var(--brand-2)}
.single-thumb img{border-radius:var(--radius-lg);margin:14px 0 24px}
.page-head{margin-bottom:24px;text-align:center}

/* ============= FAQ ============= */
.faq-list{max-width:820px;margin:0 auto;display:grid;gap:12px}
.faq-list details{background:#fff;border:1px solid var(--line);border-radius:14px;padding:18px 22px;transition:.2s}
.faq-list details[open]{box-shadow:var(--shadow-md);border-color:rgba(31,77,255,.25)}
.faq-list summary{cursor:pointer;font-weight:700;list-style:none;display:flex;justify-content:space-between;align-items:center;gap:14px}
.faq-list summary::-webkit-details-marker{display:none}
.faq-list summary::after{content:"+";font-size:1.4rem;color:var(--brand);transition:.2s}
.faq-list details[open] summary::after{content:"–"}
.faq-list p{margin:10px 0 0;color:var(--text-muted)}

/* ============= CONTACT ============= */
.contact-grid{display:grid;grid-template-columns:1fr 1fr;gap:50px;align-items:center}
.contact-list{list-style:none;padding:0;margin:20px 0;display:grid;gap:10px;color:#3a4366}
.contact-list a{color:var(--brand);font-weight:600}
.socials{display:flex;gap:10px;margin-top:18px}
.socials a{width:38px;height:38px;border-radius:10px;border:1px solid var(--line);display:grid;place-items:center;font-weight:700;color:var(--text);transition:.2s}
.socials a:hover{background:var(--brand-grad);color:#fff;border-color:transparent}

/* ============= APPLY ============= */
.apply-wrap{display:grid;grid-template-columns:.9fr 1.1fr;gap:50px;align-items:center}

/* ============= FOOTER ============= */
.site-footer{background:linear-gradient(180deg,#0b1020,#0f1530);color:#c4cae3;padding:70px 0 24px;margin-top:30px}
.site-footer .brand-name{color:#fff}
.footer-grid{display:grid;grid-template-columns:1.4fr 1fr 1fr 1fr;gap:40px;margin-bottom:40px}
.footer-grid h5{color:#fff;margin:0 0 14px;font-size:1rem}
.footer-grid a{display:block;padding:5px 0;color:#aab2cf;font-size:.94rem}
.footer-grid a:hover{color:#fff}
.footer-grid .muted{color:#8a92b3}
.footer-grid .contact-list{color:#aab2cf}
.footer-grid .contact-list a{color:#fff}
.footer-grid .socials a{border-color:rgba(255,255,255,.15);color:#fff}
.footer-bottom{border-top:1px solid rgba(255,255,255,.08);padding-top:20px;display:flex;justify-content:space-between;gap:20px;flex-wrap:wrap;color:#8a92b3}

/* ============= FLOAT CTA ============= */
.float-cta{position:fixed;right:22px;bottom:22px;z-index:60;background:var(--brand-grad);color:#fff;font-weight:700;padding:14px 18px;border-radius:999px;box-shadow:0 18px 30px -8px rgba(31,77,255,.6);display:flex;align-items:center;gap:8px}
.float-cta:hover{transform:translateY(-3px)}

/* ============= REVEAL ============= */
.reveal{opacity:0;transform:translateY(20px);transition:.6s}
.reveal.visible{opacity:1;transform:translateY(0)}

/* ============= PARTNER PORTAL ============= */
.partner-dash{display:grid;grid-template-columns:repeat(3,1fr);gap:18px;margin-bottom:30px}
.partner-tile{background:#fff;border:1px solid var(--line);border-radius:var(--radius-md);padding:22px}
.partner-tile strong{font-size:1.8rem;display:block;background:var(--brand-grad);-webkit-background-clip:text;background-clip:text;color:transparent}

/* ============= RESPONSIVE ============= */
@media (max-width:1024px){
  .hero-grid,.calc-wrap,.two-col,.apply-wrap,.contact-grid{grid-template-columns:1fr;gap:30px}
  .stats-grid,.product-grid,.steps,.why-grid,.news-grid,.team-grid,.partner-dash,.ps-gallery{grid-template-columns:repeat(2,1fr)}
  .footer-grid{grid-template-columns:1fr 1fr}
  .calc-card{grid-template-columns:1fr}
}
@media (max-width:720px){
  .nav{display:none;position:absolute;top:var(--header-h);left:0;right:0;background:#fff;padding:14px 18px;border-bottom:1px solid var(--line)}
  .nav.open{display:block}
  .nav .ps-menu{flex-direction:column;gap:0}
  .nav .ps-menu a{padding:12px 0;border-bottom:1px solid var(--line);display:block}
  .nav .ps-menu li:last-child a{border-bottom:none}
  .nav-toggle{display:flex}
  .stats-grid,.product-grid,.steps,.why-grid,.grid-2,.footer-grid,.news-grid,.team-grid,.partner-dash{grid-template-columns:1fr}
  .ps-gallery{grid-template-columns:repeat(2,1fr)}
  .section{padding:60px 0}
  .hero{padding:50px 0 30px}
  .trust-strip{justify-content:flex-start}
  .ribbon{right:-40px;top:14px}
}