Grievance Redressal

Payandserve Digital Lending Platform is committed to resolving customer concerns fairly and quickly. The following three-tier mechanism is in line with the RBI Digital Lending Guidelines and the Integrated Ombudsman Scheme, 2021.

Level 1 β€” Customer Care

Please contact our Customer Care team:

  • πŸ“ž 1800-000-000 (toll-free, Mon–Sat 9 AM – 7 PM)
  • βœ‰οΈ care@payandserve.com

Most queries are resolved within 7 working days.

Level 2 β€” Grievance Officer

If you are not satisfied with the resolution at Level 1, write to:

[Name of Grievance Officer]
Grievance Officer, Payandserve Digital Lending Platform
[Office Address, City, PIN]
Email: grievance@payandserve.com
Phone: [Direct line]

The Grievance Officer will revert within 15 working days.

Level 3 β€” Nodal Officer / RBI Ombudsman

If the grievance is not redressed within 30 days, you may approach the RBI Ombudsman through the RBI Complaint Management System at cms.rbi.org.in or write to:

Centralised Receipt and Processing Centre
Reserve Bank of India,
4th Floor, Sector 17, Chandigarh – 160017
Toll-Free: 14448

This is a starter template β€” please have it reviewed by your compliance/legal counsel and update officer names & addresses before going live.

πŸ“² Apply